Ways You Can Reduce the Cost of Your Funeral
The costs of funerals are rising rapidly, which means many people in the UK are dying without leaving their loved ones the funds to cover their own funeral.
Moreover, many are being put off by forking out for these costs upfront, which can leave a strain on already squeezed household budgets, especially when people believe that it won’t be for many years until they actually need to worry about using their funeral.
However, with a prepaid funeral plans, the funeral costs involved can be made into manageable repayments to suit anyone’s financial situation. This means that the deceased will end up getting the goodbye they have always wanted when they are finally gone.
There are a number of ways to bring the cost of your funeral down. Some of these include:
- The type of funeral
Of course this will mainly depend on the wishes of the deceased, though if they have not specified their preferences then generally a cremation will cost less than a burial. It’s also important to get full family agreement on this to avoid upsetting or offending anyone.
- Choice of coffin
Coffins don’t always need to be made out of expensive wood. In fact you can find other options such as cardboard, willow and even degradable options that are better for the environment which is bound to please those who have lived their life with ‘greener’ fingers.
- Other extras
Figure out what would have been important for the deceased to include in their funeral and gauge opinion from close family and friends. Do multiple cars need to be hired for the funeral procession or can you do with one to carry the hearse with family using their own vehicles? Can you save on the choice of flowers or even have none at all? Many people seem to think they need to include everything that is offered to them by the funeral director but this is not the case, particularly if the deceased wouldn’t have been concerned with these extras items.
- After the funeral
The wake doesn’t necessarily need to be a big formal occasion. A small gathering round a close relatives house with home-made finger food is often a better way of remembering the deceased. More importantly than cost you should do something that they would have enjoyed themselves and reflects their personality.
- Funeral plans
Prepaid funeral plans can help you reduce funeral costs too as they allow you to pay for a funeral in advance at the cost of a funeral today. This means if you are paying into the plan for five years or so, you will have saved against the cost of this inflation, which could potentially be hundreds or even thousands of pounds.
To find out more about prepaid funeral plans, coffins and other funeral arrangements, visit the Co-operative Funeralcare website - http://www.co-operativefuneralcare.co.uk